FRL Financial



Frank Cavalluzzi

FRL Financial is a premier New York insurance brokerage covering the Farmingdale, Huntington, Northport and Lloyd Harbor area. Since from its inception, our brokers have helped individuals and businesses to preserve, protect and pursue their wealth. Today, we are one of the leading, and most recommended life insurance brokers with operations in the New York state. We are proud to offer a wide range of life insurance products including fixed annuities, long term care, disability insurance for professionals, lifetime income annuities, whole life, term life, universal life and much more. We are committed to our verdict, keeping our promises and to doing business the right way.

We are committed to providing friendly, personalized service, while maintaining the highest possible standards of professionalism, confidentiality, integrity and dedication to clients.

Our Mission: Your peace of mind is our goal - we grow with you

Our mission is to be your trusted partner, and provider of cost-effective, innovative and strategic solutions for protecting and growing your wealth. We aim to be the best at what we do, offering anything that brings value to our clients.

Our Core Values

FRL Financial has values that continue directing us to accomplish perfection in our role as well as acquire the trust and certainty of our customers.

  • Customer Focused:We are committed to provide quality products and services that meet our customers need.
  • Responsiveness: We strive to encourage and maintain frequent communication.
  • Professionalism: Our customers are our top priority and we treat them with courtesy and utmost respect at all times.
  • Business Ethics and Transparency:To be honest, transparent, fair, reasonable, devoted and sincere in all our services.

Why choose us?

As a business owner, you have a lot to protect – your family, your employees and of course your business. Life insurance can help you achieve a sense of security, peace of mind and financial prosperity.  Moreover, the future is full of “uncertain events,” but who has time to sit around worrying? Let us help protect you and your business with life Insurance products so you can have peace-of-mind and get back to living. We are the first and most reputed life insurance brokers that have gained extensive experience and expertise in managing individual, personal and commercial exposures. We know that every business is different, that’s why we offer flexible products so we can tailor them to your individual needs.

For more Information, Get in touch with us today! (631)424-2922

If you’re unsure which insurance option will be best for your business future, or would like to speak to someone about your business life insurance the advisers at FRL Financial can help.

Thanks for taking a moment to learn more about us…

We have all the right tools, let us Help You!

Contact us

FRL Financial

Frank @